A FEE-BASED WEALTH MANAGEMENT & FINANCIAL PLANNING FIRM

 We've Moved our office!  New Address - 6788 Magnolia Ave. Riverside  CA 92506.  Please click on the directions link to see our location.

Low-cost all-ETF 401K's are now available for small and large businesses.  Contact us for information.  We will lower your cost and increase your service!

Hargrave & Associates LLC is a California registered investment advisor located in Riverside, CA.  We offer fee-based  financial advice to individuals and businesses. Financial planning and investment management are offered on a fee-only basis, for which we are compensated by billing hourly, project or fixed fee, or as a percentage of assets under management.  We are also licensed to provide risk management advice and insurance products for which we can receive commissions.  In all cases, we assume the role of the client's fiduciary, in that we always place the interests of the client above our own.
 
The  investment advisor representatives of Hargrave & Associates LLC are professionally trained & licensed and have adopted a strict code of ethics as enforced by the CFP® Board of Standards.

While certainly not unique, our firm differentiates itself from most financial advisory firms and brokers by practicing without accepting commissions on investment products.  This enables us to avoid most of the inherent conflicts of interest associated with the sale of securities.  Our goals and incentives are aligned with yours as we work together to implement a custom plan to achieve your financial goals.

We invite you to look around our website and take advantage of the many tools we offer. There are many financial calculators, articles written by our associates and other tools available for you to use free of charge.

If you have any questions regarding our firm, associates, or the services we offer please contact us by clicking on the "contact us" link above.

ROTH IRA Conversions.  This is a complicated analysis.  Bring your information to us.  We will advise if it makes sense for you to convert given your circumstances.

 
Calculators

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

More Calculators →

Newsletters

An Extra Layer of Protection

Umbrella liability insurance can help protect a family from the financial ruin that a civil liability trial could bring.

The Return of the Initial Public Offering

After a drought of initial public offerings over the past few years, the IPO market finally began to perk up in the second quarter of 2009.

A Simple Way to Help Your Family

A letter of instructions, while not a legal document, can help your family cope during a difficult period by providing information that has no place in a will.

Get Ready for Earnings Season

Earnings can provide a key to understanding the performance of an individual company and the behavior of the stock market in general.

More Newsletters →